There is a storm on social media and news channels right now.
Some are calling it the “biggest vote-buying scandal in Indian history”.
Some are screaming that the Election Commission has become a BJP puppet.
Some are mourning the death of democracy because money reached women’s bank accounts.

I am going to show you the exact dates, exact amounts, and exact laws. Then you decide.

1. The Scheme: What Exactly Is MMRY?

Mukhyamantri Mahila Rojgar Yojana (MMRY)

• A one-time ₹10,000 seed grant to women aged 18–60 to start micro-enterprises (tailoring, animal husbandry, kirana shop, beauty parlour, etc.).
• Built on Jeevika self-help groups (already 1 crore+ women enrolled).
• Delivered through Direct Benefit Transfer (DBT) — straight to Aadhaar-linked Jan Dhan accounts.
• Eligibility: One woman per family, verified by block-level officials.

This is not a scooter scheme, not free electricity, not a monthly pension. It is a startup grant for self-employment.

2. The Exact Timeline (No Exaggeration, No Drama)

Date	What Happened	Money Released	MCC Status	Opposition Claim (usual)
August 2025	Scheme announced + included in FY25-26 state budget	₹0 (allocation only)	No MCC	–
26 Sep 2025	Official launch by PM Modi (virtual) + first tranche released same day	₹7,500 crore → 75 lakh women	Pre-MCC	–
6 Oct 2025	Election schedule announced → MCC kicks in	–	MCC begins	–
17, 24, 31 Oct	Next tranches (verification completed)	~₹3,500–4,000 crore	During MCC	Vote-buying!
7 Nov	Another tranche after Phase-1 voting	~₹1,000 crore	During MCC	Vote-buying!
14 Nov	Final push	~₹500–1,000 crore	During MCC	Vote-buying!
16 Nov onward	MCC lifted after counting	Remaining disbursals	MCC over	–

Total money transferred: ~₹13,000–15,000 crore
Total women who received ₹10,000 in their accounts: 1.25–1.3 crore

3. The Four MCC Clauses Everyone Keeps Quoting

1. No new schemes after poll announcement
2. No fresh financial grants or promises
3. No fresh release of funds
4. No action that can influence voters in favour of the ruling party

Every ruling party — BJP, Congress, TMC, DMK — has faced this exact accusation in the last decade. And every time the defence is the same.

4. What the Bihar Government Will Say in Court (And They Will Win)

If anyone files a case tomorrow, the written reply will be short and lethal:

“The scheme was announced in August 2025 and fully sanctioned in the state budget before the Model Code of Conduct came into force. What happened after 6 October was only the execution of a pre-approved, pre-budgeted programme.
Verifying 1.25 crore Aadhaar cards, bank accounts, and Jeevika records takes months — not political malice. Stopping mid-way would have punished women whose paperwork got cleared later.
This is exactly like NREGA wages or PM-KISAN instalments — ongoing beneficiary schemes are expressly allowed to continue.”

Translation: Same story, same defence, same result — case dismissed.

Courts have already agreed in identical situations:

• K. Venkateswara Rao v. Bekkam Narasimha Nageswara Rao (2011) – AP High Court: “Pre-sanctioned funds released after delay are not ‘fresh’.”
• Telangana Rythu Bandhu (2019) – Supreme Court & ECI allowed farmer DBTs during elections because the scheme was pre-announced.
• ECI v. Ashok Shankarrao Chavan (2013) – Supreme Court: MCC doesn’t freeze welfare; delays are administrative, not malfeasance.

5. Why the Opposition Is Shouting on TV Instead of in Court

Because they know the legal case is dead on arrival.
Filing a petition would force them to produce proof of “fresh sanction” — which simply does not exist.
TV studios give headlines: “ECI silent on ₹15,000 crore bribery!”
Courts give reality checks.

6. Let’s Be Honest – Was the Timing Politically Perfect?

100%.
Launching the first tranche ten days before the poll announcement and continuing releases during the campaign was a masterstroke of political timing.
Nobody in the NDA is pretending it was an accident.

But perfect political timing ≠ illegality.

7. Freebie vs Old-Style Corruption – The Comparison Nobody Wants to Make

I am not a blind BJP supporter. Freebies worry me. But let’s compare apples to apples.

Old Bihar (1990–2005, 2015–2020 under RJD rule):

• ₹500–2,000 cash envelopes handed village-wise the night before polling.
• Liquor bottles distributed booth-wise.
• Sarees, blankets, pressure cookers given caste-wise.
• Remember Lalu’s 2004 campaign? Voters openly said, “₹200 + daru packet mila.”
• And 80–90 paise of every welfare rupee vanished into middlemen and local strongmen.
• Crores and crores of unaccounted cash ceased by different security forces every single election.

2025 MMRY:

• ₹10,000 straight to women’s Jan Dhan accounts.
• Zero middlemen. Zero leakage.
• Not caste-specific, not village-specific, not religion-specific.
• Money meant for starting a small business, not for buying votes on polling day.

If I have to choose between the two evils, I will pick the transparent DBT every single time.

8. My Final Take (No Party Loyalty, Just Reality)

• Yes, it is a freebie. Ideally, no government should time welfare for elections.
• Yes, the fiscal burden on Bihar (already drowning in debt) is worrying.
• But until a credible opposition builds its own clean, leakage-proof delivery system, this is the new normal.
• And compared to liquor bottles, caste-based cash packets, and middlemen looting 90% of welfare — this new normal is still a massive improvement.
• Honestly, most women in Bihar would rather have ₹10,000 in their account today than Tejashwi’s promise of ₹30,000 tomorrow that will never come because the treasury will be empty again.

Bihar’s women voted with their feet: record 68% turnout, massive swing to NDA across EBCs and Mahadalits.
They didn’t fall for “vote-buying” cries because the money reached their accounts, not the pockets of local goons.

The opposition can scream “democracy is dead”.
The truth is simpler:
They got out-organised, out-delivered, and out-funded — legally, transparently, and at scale.

Until someone builds a better machine, this machine will keep winning.

Democracy didn’t die in Bihar.
Jungle Raj did.

That’s the unfiltered truth.
Take it or leave it.

Thank you for reading!

Also read:

• The Prashant Kishor Myth-Bust: Why Jan Suraaj’s “Failure” Exposes India’s Retarded Political Punditry
• The end of Tejashwi Yadav and the RJD
• The downfall of Samajwadi Party and the end of Akhilesh Yadav’s political career!
• 25 Seats, 25 Forts, 1 Vote Bank: The RJD Autopsy