This is a story of two neighbors I know. Their names have been changed, but their reality—and their anxiety—is very real. One prepared for the future. The other is now a hostage to it. In a quiet neighborhood in Western UP, two neighbors, Ajay and Vijay, watched the same news. Both are middle-class, both have two kids, and both earn decent salaries. But while one is sleeping soundly, the other is paralyzed by anxiety. A Tale of Two Roofs: 2024 vs. 2026 Back in 2024, when the PM-Surya Ghar: Muft Bijli Yojana was launched, Ajay made his move. He installed…